Hail Damage Insurance Claim Denial

The spring and fall seasons in Texas bring some the nicest and most dangerous weather. Northern fronts mix with warm, humid Texas air and trigger severe thunderstorms. These storms can bring high winds, heavy rain and damaging hailstorms.

Hail can cause serious window, room and siding damage to homes, businesses and commercial properties. In extreme cases, hail can damage interior structure, leaving homes unstable and hazardous.

Homes and business properties are often our biggest assets, and when hailstorms strike, we contact our insurance companies for compensation to make repairs. Unfortunately, claim investigators work to keep money in the pockets of insurance companies.

Identifying Hail Damage

If a recent storm dropped hail on your home, business or commercial property, here are some guidelines for recognizing hail damage:

• Trees and shrubs are stripped of leaves and foliage
• Outdoor appliances, like air conditioners, will show dents and water intake
• Broken windows and window screens
• Damaged patio chairs and tables
• Dented or broken siding
• Roof damage

If you recognize hail damage to your property, document with photography and video. The more documentation of the damage you can photograph, the better we can assist with your natural disaster claim denial.

Roof damage is often common with hailstorms, but climbing onto a steeply pitched roof can be very dangerous. Attempt to evaluate your roof by looking for missing shingles or dented paneling.

Reasons for Hail Damage Insurance Claim Denials

Insurance investigators will use a litany of reasons to deny hail damage claims. Some common reason for denying payment include:

• Poor maintenance of roof and siding
• Age of home materials is beyond reasonable lifespan
• Undervaluing of property assets
• Proposing a payment for partial repair or patchwork instead of replacement

Hail damage claim investigation can be tricky if the damage is faint. Even small hail can cause room problems or harm exterior HVAC systems. The attorneys at Schechter, Shaffer and Harris have more than 50 years of experience with all the ways insurance companies attempt to deny compensation for the different types of natural disasters. Contact our office today at 877-385-7902 for an appointment with our hail damage insurance claim denial attorneys.